LG CNS announced on the 22nd that, together with the Bank of Korea, it has conducted the nation’s first proof-of-concept for an “agentic AI-based digital currency automated payment system” in which artificial intelligence (AI) performs product search, purchase decisions, and payment.

This proof-of-concept is part of “Project Han River,” the central bank digital currency (CBDC) research initiative that the Bank of Korea has been promoting since last year. LG CNS is the main contractor for Project Han River and completed real-transaction testing for 80,000 customers of seven banks between April and June last year. It is currently carrying out a “pilot project for the execution of treasury subsidies based on a digital currency platform.”

An LG CNS representative explained, “It is meaningful in that, by utilizing a digital currency platform on which deposit tokens (a tokenized form of bank deposits) are circulated, we have implemented next-generation payment infrastructure in which AI autonomously performs the entire commercial transaction process.”

In the proof-of-concept, a digital content creator was set as a virtual user, and an environment was simulated in which this user purchases content sources such as images and sound sources across multiple platforms.

The AI agent independently searched for products, compared prices and quality, made purchase decisions, and then automatically executed payment in digital currency according to predefined conditions.

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